Florida PIP · 14-day deadline

Injured in a car accident?You have 14 days to claim your benefits.

We connect you with the right treatment center and, when your case calls for it, a vetted attorney — then we claim your insurance benefits so your care does not come out of your pocket. One consultant, start to finish.

No cost. No obligation.

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  • 15+ years of experience
  • 100% free for victims
  • One-on-one consultant
  • Serving all of Florida

The clock is running

Miss the 14-day window and you may lose your benefits

Florida is a no-fault state. Your own insurance covers your treatment — but only if you act in time.

14 Days from the crash to seek initial medical services under Florida PIP.
$10,000 In PIP medical benefits available, covering 80% of reasonable medical bills.
$0 What our service costs you. Accident victims never pay CIC.
Without an emergency medical condition diagnosis from a qualified provider, PIP medical benefits can be limited to $2,500 instead of $10,000. Getting seen early — by the right provider — protects your claim.

Watch first

Have you been in a car accident?

The top 5 things you must know — starting with the 14 days you have to claim your PIP benefits.

Playing muted — unmute for sound

One minute. No sign-up, no cost.

How it works

Three steps. One phone call to start.

Tell us what happened

Call or send the form. We listen, review your coverage and tell you straight where you stand — in minutes, at no cost.

We build your plan

We match you to a treatment center that handles your specific injury, and — only if your case justifies it — a vetted accident attorney.

You recover, we handle the rest

We claim your insurance benefits and stay on your case until it closes. Your consultant is one person, reachable, from day one to the last day.

Your pain

What type of pain do you have?

The injury decides the treatment — and the treatment decides your claim. Start with the right specialist.

Head & back injuries

Concussions, persistent headaches, herniated discs and lower-back strain are among the most serious outcomes of a collision — and the easiest to dismiss as soreness.

Neck & chest injuries

Whiplash, neck strain, disc injuries and muscle spasms often show up days after the crash, once the adrenaline is gone and the damage sets in.

Hidden injuries

Walking away feeling fine does not mean you are uninjured. Many soft-tissue and internal injuries stay silent for days or weeks — long after your 14 days have run out.

Why CIC

Why accident victims choose to work with us

Always free

Car accident victims never pay for our services. We are compensated by our professional network, never by you.

15+ years, one focus

More than fifteen years working with car accident victims and nothing else. We know Florida PIP inside out.

One-on-one, not an assembly line

A single consultant works your case from the first call to the last. You will always know who to ask.

Vetted referrals only

We refer only doctors and attorneys with a proven record of helping accident victims recover — physically and financially.

We claim your benefits

We file the insurance benefits you are entitled to, so treatment for your pain does not come out of your pocket.

Lower attorney fees

Attorney fees are generally less expensive when your case comes through CIC — more of any settlement stays with you.

Answers

Frequently asked questions

What does CIC cost me?
Nothing. Our service is free to car accident victims, with no fee, retainer or deduction from your recovery. We are compensated by the professional network we refer into — never by you.
What exactly is the 14-day rule?
Florida’s no-fault law requires accident victims to seek initial medical services within 14 days of the crash. Miss that window and your insurer can deny your PIP medical benefits entirely — no matter how badly you were hurt.
Do I need an attorney?
Not always. Many cases resolve through PIP benefits alone. When the facts of your case justify legal representation, we refer you to a vetted accident attorney — and the decision to hire one is always yours.
How much can I recover?
It depends on your injuries, your treatment, fault and the coverage in play. Florida PIP generally covers 80% of reasonable medical expenses and 60% of lost wages up to a $10,000 limit. Anything beyond that depends on the specifics of your case, which is exactly what the free consultation is for.
It has already been a few weeks. Can you still help?
Call us. Even outside the 14-day window there are often options depending on your coverage and the circumstances — and if there is nothing left to do, we will tell you honestly instead of wasting your time.
Is CIC a law firm?
No. CIC is a car injury consulting and referral service. We are not a law firm and we do not provide medical care or legal advice — we connect you with the licensed professionals who do, and we manage the process alongside you.

Every day you waitcosts you benefits.

One call. No cost. No obligation.

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